Tax Planning
Proactive planning that minimizes taxes and avoids surprises in April. That is how I work with every client. A year-round engagement.
Planning and preparation are different jobs
Tax preparation reports the year you already had. By the time a return is filed, the numbers are locked. Tax planning happens during the year, not when it’s over. How you pay yourself, what entity you choose, when you buy something big, and how much goes into retirement only help if someone is watching and strategizing during the year.
At Kramer CPA, preparation and planning are one engagement. The person doing the tax planning is the same person filing your return.
What’s available
- Tax projections and planning. Proactive planning and strategy so you don’t overpay and know what you owe.
- Entity structure analysis. Whether an S corporation, a partnership, or staying a sole proprietor fits your situation.
- Retirement plan selection. Chosen against your tax picture and your cash flow.
- Quarterly estimates. From real numbers as the year develops, not last year on autopilot.
- Equity compensation. When to exercise, how to avoid AMT, when to sell, coordinated with your personal circumstances and goals.
How it works
Tax planning is part of the monthly engagement. With your books current, we adjust during the year, while changes still make a difference. Engagements are flat fees, monthly for business clients and annual for personal returns, with no hourly rates. The minimums are laid out in the questionnaire.